Layaway

Halloween is over and for me this means it is time to get down to serious holiday shopping business! From this point on I am focused on the best deals for everyone on my Christmas list this year. With my daughter being on the top of that list, toys are my main focus. Luckily, with Walmart’s prices and selection I can start now and save a ton of money.

Walmart has recently released their Toyland Wish List Book for 2012. It’s filled with 48 pages of the coolest games, toys, and electronics for children. Beginning on November 4th, you can take advantage of the savings within until November 22nd. You will find many well known brands like Monster High, Bratz, Disney, and My Little Pony. While you are browsing, there is also the option to vote for this year’s hottest Christmas toy.

A new feature that is now offered on the Walmart website is “Toyland Tuesday.” If you have a little person to shop for this year, you NEED to check it out! Every Tuesday through Christmas, Walmart and Walmart.com are actively rolling back prices on select popular toys. Many of these are must-have toys and are sure to be on most wish lists this year. Below are an assortment of toys that were displayed on this week’s Toyland Tuesday homepage. There are so many things that I know Toodie would love to see under the tree. The Vtech MobiGo 2 Touch Learning System is just one toy that we have both had our eye on. With low prices and huge savings, shopping at Walmart always justifies me starting my shopping early. Don’t forget to browse the new deals and savings every Tuesday!

This year Walmart has brought back their layaway program with a few slight changes to benefit holiday shoppers. The layaway process is easy and begins with a down payment of $10 or 10% of your purchase depending on which is greater. The total must be at least $50 with each item priced at $15 or more. Compared to 2011, Walmart has made a significant positive change to their policy. This year you have 90 days to pay for your items and there is absolutely NO cancellation fee. To open your layaway you have to pay $15 and once it is fully paid for and completed, you will receive the money back on a Walmart gift card.

There have also been new categories added to eligible layaway purchases. These include small home appliances and sporting goods on top of jewelry, toys, and electronics. Whether you are shopping for a new Apple Ipad or Hasbro® Furby, there are several popular items to choose from. Walmart’s layaway program is a helpful way to ensure your family has a wonderful Christmas without any stress. It will allow you to comfortably scratch off the must have items on everyone’s list one by one. With 30 extra days this year you have plenty of time to organize your path to shopping.

To help get your layaway started and ease the cost of holiday shopping, I will be giving away a $25 Walmart GC to one reader. Enter below through the rafflecopter form and good luck! All entries will be verified.

a Rafflecopter giveaway

Disclosure: Compensation was provided by Walmart via GolinHarris. The opinions expressed herein are those of the author and are not indicative of the opinions or positions of Walmart. Now you can fulfill your child’s entire wish list through low prices and additional savings. Visit http://www.walmart.com for more information on holiday shopping this season.

This is a Sponsored post written by me on behalf of Kmart. All opinions are 100% mine.

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Can you believe it’s ALREADY September? The holidays are just around the corner and if you are like me, you have already begun your shopping. Before the holiday rush I always head to my favorite retailers to get a glimpse and idea of what I will be purchasing this year. We all know that the earlier you get started shopping, the sooner you will finish. Many well known stores already have their holiday merchandise displayed including Target, Walmart, Kmart, and even Toys R Us. Among these stores is one of my favorite places to shop and stretch my dollar. Kmart not only offers a huge selection and variety for everyone on my shopping list, but they also have a layaway program that makes the experience stress free.

If you have never used a layaway program before, Kmart is the best place to give it a try. As you can see in the chart above, there is no comparison between Kmart and many of the other well known retailers offering layaway programs. Kmart understands the current state of the economy and how the holidays can add extra stress on families that may not be able to afford all of their holiday gifts at once. They offer a full range of merchandise that can be found online and in store. There is no minimum and they have several types of contracts available to fit your financial needs. They are also now offering a free layaway on all new Kmart purchases made between 9/9 and 11/17/2012. Now is the perfect time to grab those items you have had your eye on, and place them safely in layaway. By doing this you also have a chance to win some amazing prizes!

Here are a few of the items I would put on layaway for the holidays. The furbie craze is coming back! I am sure these are going to ber very HOT when Christmas rolls around.

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Kmart’s Big Layaway Giveaway is running through November 17, 2012 and all you have to do is place your purchase on layaway to enter. By doing so, every week you have a chance to win your remaining balance paid off. Every week they will choose a new winner per Kmart location. No layaway is too big or too small! If you get started now you may be lucky enough to have the holidays taken care of for you. I don’t know about you, but I would love to have the extra money to spend on fun activities to do with my family next year. You can’t go wrong giveaway Kmart’s layaway program a try. It’s free, conveniant, and will make holiday shopping a breeze!